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Capital Markets

Connect financial exposure to the physical asset beneath it.

PIID™ provides persistent structure identity that strengthens continuity between physical infrastructure and the records, collateral, portfolios, analytics, and financial workflows that reference it.

Capital Markets

Persistent identity from physical asset to financial exposure.

PIID™ provides persistent structure identity that strengthens continuity between physical infrastructure and the records, collateral, portfolios, analytics, and financial workflows that reference it.

The capital markets identity problem

Financial records evolve.The underlying structure does not.

Financial exposure changes hands. The physical asset remains.

Capital markets rely on loan identifiers, property addresses, parcel references, servicing records, portfolio identifiers, security records, vendor data, and internal asset keys.

Each identifies a financial record or data object.

None is designed to remain permanently attached to the physical structure itself.

Loans can be originated, transferred, pooled, securitized, refinanced, serviced, modified, or retired.

Portfolio ownership can change.

Data providers can change.

Systems can change.

The structure remains.

Without persistent structure identity, the connection between financial exposure and the physical asset must repeatedly be reconstructed.

PortfolioAsset 01Asset 02Asset 03Asset 04LoanSecurityProperty IDValuationAddressNO PERSISTENT STRUCTURE IDENTITY
  • Loan
  • Security
  • Property ID
  • Valuation
  • Address
Different systems. Same physical structure. One persistent identity.

PIID Resolve™

Resolve the physical asset beneath the financial record.

PIID Resolve™ identifies, validates, and resolves physical structures to persistent infrastructure identities.

Addresses, parcels, coordinates, geometry, and supported source records can resolve to the same physical structure through PIID™, giving financial systems a consistent reference across transactions, portfolios, servicing environments, data providers, and time.

Enterprise systems receive a structure identity that can connect records, reduce duplication and matching errors, improve asset level reconciliation, and maintain continuity as financial relationships change.

Know which physical structure the exposure represents. Persistently.

PIID Resolve™

Built for capital markets workflows

One physical asset identity across the financial lifecycle.

  • Origination

    Resolve collateral to the physical structure before financial exposure is created.

  • Portfolio Aggregation

    Maintain consistent structure identity across loans, assets, portfolios, and data environments.

  • Securitization

    Improve continuity between underlying physical assets and the records associated with pooled financial exposure.

  • Asset Backed Finance

    Provide persistent structure identity for infrastructure and real estate referenced by financial instruments and collateral structures.

  • Portfolio Due Diligence

    Reconcile physical assets consistently across acquired portfolios, servicing records, source systems, and external datasets.

  • Risk Analytics

    Connect supported risk, property, and geospatial information to the same physical structure across analytical environments.

  • Servicing Transfers

    Maintain the identity of the underlying structure as records move between servicing platforms and organizations.

  • Secondary Market Analysis

    Provide a persistent physical asset reference as financial interests, portfolios, and supporting records change hands.

Collateral continuity

The financial instrument can change.The asset identity should not.

A structure may support different financial relationships throughout its life.

It can be financed, refinanced, transferred, pooled, securitized, renovated, sold, and financed again.

PIID™ provides a persistent reference to the physical structure beneath those changing financial relationships.

That continuity can strengthen the connection among collateral records, portfolio analytics, servicing environments, risk systems, and the underlying built asset.

One physical structure. Many financial relationships. One persistent identity.

Portfolio intelligence

Resolve portfolios at the structure level.

Portfolio analysis often begins with records created in different systems, by different organizations, at different points in time.

PIID Resolve™ provides a consistent structure reference for reconciling those records.

Persistent asset identity creates a stronger foundation for portfolio intelligence.

Catastrophe and physical risk

Connect financial exposure to the structure exposed to risk.

Physical risk is ultimately experienced by an asset in a specific location.

PIID™ provides persistent structure identity for connecting supported risk information, catastrophe exposure, property intelligence, and financial records to the same physical structure.

Physical exposure begins with knowing which structure is actually at risk.

System interoperability

Different financial systems.Same physical asset.

  • Origination may reference a loan.
  • Servicing may reference an account.
  • Portfolio systems may reference an internal asset key.
  • Property data may reference an address.
  • GIS may reference geometry.
  • Risk platforms may use their own identifiers.

PIID™ gives those systems a persistent way to reference the same physical structure without requiring them to abandon the identifiers they already use.

Identity becomes the connection point between physical assets and financial systems.

Enterprise delivery

Built for financial data environments.

PIID Resolve™ is delivered through enterprise APIs using structured JSON responses.

Technical teams can integrate persistent structure identity and identity resolved geometry directly into portfolio systems, risk platforms, data environments, analytical applications, collateral workflows, servicing systems, and other enterprise infrastructure.

API delivered. Machine readable. Built for integration at scale.

Data control

Existing systems retain their records.

PIID™ provides persistent structure identity across existing financial and data environments. It does not require institutions or data providers to replace their systems, databases, or internal identifiers.

Existing systems retain their role. PIID™ provides continuity at the physical asset level.

Governed by GIIS™

Persistent asset identity requires consistent rules.

GIIS™ establishes the governance framework for assigning, resolving, referencing, and maintaining persistent infrastructure identity across systems and organizations.

This consistency allows the physical structure reference to remain stable as financial systems, ownership, data providers, and market relationships change.

At scale

Persistent infrastructure identity for financial markets.

  • 189M+
    PIIDs Registered

    Persistent Infrastructure Identities registered across the United States.

  • PIID Resolve™

    Structure Identity Resolution.

  • Enterprise API Delivery

    Structured JSON responses for direct integration.

  • GIIS™ Governance

    A consistent framework for persistent infrastructure identity.

Related

PIID Resolve™

Resolve physical structures to persistent infrastructure identities. PIID Resolve™ identifies, validates, and resolves structures from addresses, parcels, coordinates, geometry, and supported source records.

One physical asset. One persistent identity. Across financial exposure.