Insurance
Underwrite the structure.Not the proxy.
Insurance systems rely on addresses, parcels, policy records, vendor identifiers, and property data that were never designed to persist with the physical structure.
PIID Resolve™ gives carriers a persistent identity for the structure itself.
- 189M+PIIDs Registered Across the United States
Insurance
One structure identity across underwriting, claims, catastrophe modeling, renewal, reinsurance, and portfolio operations.
PIID Resolve™ gives carriers a persistent identity for the structure itself.
The identity problem
Insurance has more property data than ever.The structure still lacks a persistent identity.
A single insured structure can be represented differently across policy administration, claims, catastrophe models, property intelligence providers, geospatial systems, and internal data environments.
Addresses can vary. Parcels can contain multiple structures. Vendor records can use different identifiers. Policies and claims can be created years apart.
Without a persistent structure identity, carriers repeatedly reconcile the same physical asset across systems and workflows.
- Address
- Policy
- Risk record
- Parcel
- Claim
What PIID solves
Identity ambiguity
Resolve different records to the same physical structure.
Duplicate and fragmented records
Reduce duplicate structure records and matching errors across datasets and systems.
Multi structure properties
Distinguish the primary structure from garages, accessory buildings, commercial structures, and other qualifying assets on the same parcel.
Portfolio reconciliation
Give every insured structure a persistent reference that remains consistent throughout the book of business.
Underwriting precision
Anchor underwriting decisions to the correct physical structure so property characteristics, risk signals, third party data, and coverage decisions remain aligned to one persistent identity.
Vendor data coordination
Connect property intelligence, hazard, claims, underwriting, geospatial, and other supported data around the same physical structure.
Lifecycle continuity
Maintain the same structure reference through binding, renewal, claims, ownership changes, policy changes, and portfolio transfers.
Catastrophe exposure alignment
Give catastrophe and risk systems a persistent structure reference for connecting exposure information to the correct physical asset.
Claims continuity
Allow claims information to reference the same structure identity used during underwriting and renewal.
Loss control alignment
Connect inspections, imagery, condition assessments, recommendations, and remediation activity to the same persistent structure identity across the policy lifecycle.
PIID Resolve™
Structure Identity Resolution for Insurance
PIID Resolve™ identifies, validates, and resolves physical structures to persistent infrastructure identities.
Instead of relying on addresses, parcels, coordinates, geometry, or source identifiers independently, PIID Resolve™ reconciles supported records to the same physical structure through PIID™, creating continuity across carrier systems, datasets, workflows, ownership changes, and time.
Enterprise systems receive a consistent structure identity that can connect records, reduce duplication and matching errors, improve data quality, and maintain a persistent reference to the same physical asset wherever it appears.
Know which structure you are underwriting. Persistently.
Built for carrier workflows
One structure identity across the insurance lifecycle.
New Business
Resolve the structure before underwriting begins.
Underwriting
Connect property intelligence and risk information to the correct physical asset.
Catastrophe Modeling
Maintain a persistent structure reference across exposure and catastrophe workflows.
Renewal
Reference the same structure without rebuilding identity every policy cycle.
Claims
Connect loss activity and supporting records to the same structure originally underwritten.
Portfolio Management
Resolve structures consistently across books, datasets, systems, and acquisitions.
Reinsurance
Strengthen continuity between insured structures, exposure information, and downstream risk workflows.
Risk solutions
Identity before risk intelligence.
Carriers already use specialized providers for catastrophe models, hazard intelligence, property characteristics, imagery, claims information, and other risk data.
PIID™ does not replace those systems.
It gives them a persistent structure reference.
PIID Resolve™ helps determine which physical structure every record belongs to.
Different risk systems. Same structure. One persistent identity.
Catastrophe and emergency planning
Model exposure against the structure itself.
PIID™ can provide a consistent structure reference for catastrophe exposure analysis, portfolio concentration, emergency planning, event response, and post event workflows.
Structure identity persists before, during, and after an event, allowing supported systems to reference the same physical asset through the entire risk lifecycle.
Enterprise integration
Built for carrier systems.
PIID Resolve™ is delivered through enterprise APIs using structured JSON responses.
Carrier technology teams can integrate persistent structure identity and identity resolved geometry directly into policy administration systems, claims platforms, underwriting environments, catastrophe modeling workflows, data platforms, analytics environments, and internal decision systems.
API delivered. Machine readable. Built for integration at scale.
Data architecture
Your systems keep their records.
PIID™ provides a persistent reference layer. It does not require carriers or data providers to replace their existing identifiers, systems, or databases.
Existing systems retain their role. PIID™ gives them a persistent way to reference the same structure.
Lifecycle Report™
Structure intelligence when a documented record is required.
Lifecycle Report™ provides a connected view of structure identity, property intelligence, records, documents, events, and lifecycle context.
For insurance workflows, it can support underwriting review, claims documentation, property research, and other situations where a readable structure level record is useful.
Lifecycle Report™ is an application built on the identity layer. PIID Resolve™ is the enterprise infrastructure underneath.
At scale
Persistent structure identity for the insurance ecosystem.
- 189M+PIIDs Registered
Persistent Infrastructure Identities registered across the United States.
PIID Resolve™
Structure Identity Resolution.
Enterprise API Delivery
Structured JSON responses for direct system integration.
GIIS™
Governed infrastructure identity architecture.
Related
Resolve physical structures to persistent infrastructure identities. PIID Resolve™ identifies, validates, and resolves structures from addresses, parcels, coordinates, geometry, and supported source records.
Bring structure identity, property intelligence, records, documents, events, and insights together around one persistent infrastructure identity.